auto insurance or personal property tax). WEST VIRGINIA HOUSING DEVELOPMENT FUND LOW-INCOME HOUSING TAX CREDIT PROGRAM 2013 AND 2014 TAX CREDIT MANUAL ... WVHDF | 2013 and 2014 Tax Credit Manual 1 ... self-score. ***Please click here to learn more about The Mountaineer Rental Assistance Program*** We are closely monitoring the recent health advisories … Down Payment/ Closing Cost Assistance: Down Payment and Closing Cost Assistance Program (loan, … The West Virginia Housing Development Fund is for West Virginia residents or individuals purchasing a home in the state of West Virginia. Down payment and closing cost assistance loans are available in conjunction with the Homeownership Program to reduce the amount of upfront money needed to purchase a home. The USDA loan program, also referred to as the Rural Development loan, or Rural Housing Loan, is a unique loan product offered by the United States Department of Agriculture (USDA).It provides qualified borrowers with zero down payment, 100% financing at minimal up-front cost. The WVHDF adopted a two-year qualified allocation plan for 2007 and 2008. Click here for more information. If you choose to call us, please understand that, although our customer support call center is open, we are experiencing higher than normal call volume and longer wait times. Please go to Current Customers for more information. What constitutes a "thin" file? WVHDF website on or after July 21, 2014: ... See Section 20 of the product profile for MGIC minimum credit score, LTV, borrower contribution and reserve requirements. The good news is Kliment Dukovski is a credit cards writer. A minimum of 640 credit score is required, but the assistance on offer is 3% of the appraised purchase value and is forgiven after two years. At this FICO level, you need 10 percent down payment. Income Limits. For more information contact a United Bank Mortgage Lending Officer in your area. Access the nine lessons from the cards below. When making a reservation, let the reservationist know that you are with the WVHDF group block. ©2017 West Virginia Housing Development Fund Employee Webmail | Expense Reports | Timesheets 5710 MacCorkle Ave. ;>69",o="";for(var j=0,l=mi.length;j